Jio Financial Services Q3 Results 2025:Jio Financial Services declared their Q3 results on 17 Jan, 2025, revealing a mixed bag of performance metrics. The company reported a profit rise of 0.33% year-on-year, with profits standing at ₹294.78 crore. However, revenue fell sharply by 20.42% year-on-year, totaling ₹246.99 crore.
In comparison to the previous quarter, the financials painted a bleaker picture. Revenue declined by 49.24%, while profit saw a significant decrease of 57.22%. This stark drop in revenue raises concerns about the company’s operational efficiency and market conditions.
The company’s Selling, General & Administrative (SG&A) expenses experienced a decline of 20.93% quarter-on-quarter, but increased by 58.07% year-on-year, indicating rising operational costs that could affect future profitability.
Operating income was also under pressure, down by 65.86% quarter-on-quarter and decreased by 45.01% year-on-year, reflecting challenges in maintaining income levels amidst falling revenues.
Earnings per share (EPS) for the quarter stood at ₹0.48, which represents a 4.35% increase year-on-year, providing a slight silver lining in an otherwise challenging financial period.
Investors have seen a rough ride, with Jio Financial Services delivering a -4.3% return in the last week, -17.86% return over the past six months, and a -7.33% year-to-date return. This performance has raised questions about the company’s future growth potential.
Currently, Jio Financial Services boasts a market capitalization of ₹175,855 crore, with its stock trading between a 52-week high of ₹394.7 and a low of ₹237.1, reflecting the volatility and investor sentiment surrounding the company.
Jio Financial Services Financials
| Period | Q3 (FY25) | Q2 (FY25) | Q-o-Q Growth | Q3 (FY24) | Y-o-Y Growth |
|---|---|---|---|---|---|
| Total Revenue | 246.99 | 486.57 | -49.24% | 310.35 | -20.42% |
| Selling/ General/ Admin Expenses Total | 53.54 | 67.71 | -20.93% | 33.87 | +58.07% |
| Depreciation/ Amortization | 5.76 | 5.61 | +2.67% | 5.41 | +6.47% |
| Total Operating Expense | 130.75 | 146.07 | -10.49% | 98.95 | +32.14% |
| Operating Income | 116.24 | 340.5 | -65.86% | 211.4 | -45.01% |
| Net Income Before Taxes | 377.22 | 773.49 | -51.23% | 381.49 | -1.12% |
| Net Income | 294.78 | 689.07 | -57.22% | 293.82 | +0.33% |
| Diluted Normalized EPS | 0.48 | 1.1 | -56.36% | 0.46 | +4.35% |
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